Call reports 2005
CACHE VALLEY BANK — 2005
What CACHE VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,087,000 | 165,951,000 | 172,343,000 | 172,827,000 |
| Total loans | 121,354,000 | 125,746,000 | 124,564,000 | 127,277,000 |
| Allowance for loan losses | 1,680,000 | 1,720,000 | 1,788,000 | 2,398,000 |
| Securities available for sale | 23,568,000 | 24,262,000 | 24,494,000 | 25,696,000 |
| Securities held to maturity | 867,000 | 667,000 | 667,000 | 567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,449,000 | 147,911,000 | 149,821,000 | 150,390,000 |
| Interest-bearing deposits | 124,566,000 | 121,745,000 | 121,479,000 | 118,030,000 |
| Noninterest-bearing deposits | 21,883,000 | 26,166,000 | 28,342,000 | 32,360,000 |
| Equity capital | 13,998,000 | 14,328,000 | 17,287,000 | 17,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 5,023,000 | 7,663,000 | 10,484,000 |
| Interest expense | 746,000 | 1,543,000 | 2,413,000 | 3,342,000 |
| Net interest income | 1,671,000 | 3,480,000 | 5,250,000 | 7,142,000 |
| Noninterest income | 196,000 | 314,000 | 453,000 | 687,000 |
| Noninterest expense | 986,000 | 2,044,000 | 3,090,000 | 4,166,000 |
| Provision for loan losses | 172,000 | 262,000 | 352,000 | 1,017,000 |
| Pretax income | 709,000 | 1,488,000 | 2,261,000 | 2,646,000 |
| Income tax | 267,000 | 562,000 | 816,000 | 903,000 |
| Net income | 442,000 | 926,000 | 1,445,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,826,000 | 14,119,000 | 17,221,000 | 17,384,000 |
| Total capital | 15,506,000 | 15,889,000 | 19,059,000 | 19,273,000 |
| Risk-weighted assets | 143,669,000 | 147,952,000 | 152,878,000 | 150,576,000 |
Machine access — free, no API key
Every figure shown here about CACHE VALLEY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.