Call reports 2026
SOUTHERNTRUST BANK — 2026
What SOUTHERNTRUST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 282,688,000 | 278,497,000 |
| Total loans | 211,520,000 | 210,739,000 |
| Allowance for loan losses | 2,698,000 | 2,745,000 |
| Securities available for sale | 29,663,000 | 29,346,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 196,049,000 | 192,338,000 |
| Interest-bearing deposits | 169,808,000 | 166,467,000 |
| Noninterest-bearing deposits | 26,241,000 | 25,871,000 |
| Equity capital | 31,036,000 | 30,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,964,000 | 8,014,000 |
| Interest expense | 1,544,000 | 3,122,000 |
| Net interest income | 2,420,000 | 4,892,000 |
| Noninterest income | 232,000 | 583,000 |
| Noninterest expense | 1,431,000 | 2,951,000 |
| Provision for loan losses | 14,000 | 52,000 |
| Pretax income | 1,206,000 | 2,435,000 |
| Income tax | 300,000 | 601,000 |
| Net income | 906,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,947,000 | 28,590,000 |