Call report 2025Q4
SOUTHERNTRUST BANK — 2025Q4
The 22 measures SOUTHERNTRUST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 289,161,000 | USD | evidence → |
| Total loans | 208,533,000 | USD | evidence → |
| Allowance for loan losses | 3,061,000 | USD | evidence → |
| Securities available for sale | 29,290,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,521,000 | USD | evidence → |
| Interest-bearing deposits | 179,039,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,482,000 | USD | evidence → |
| Equity capital | 30,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,018,000 | USD | evidence → |
| Interest expense | 6,728,000 | USD | evidence → |
| Net interest income | 9,290,000 | USD | evidence → |
| Noninterest income | 943,000 | USD | evidence → |
| Noninterest expense | 5,686,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 3,892,000 | USD | evidence → |
| Income tax | 925,000 | USD | evidence → |
| Net income | 2,967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,183,000 | USD | evidence → |