Call reports 2023
SOUTHERNTRUST BANK — 2023
What SOUTHERNTRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,681,000 | 255,810,000 | 262,109,000 | 274,028,000 |
| Total loans | 191,690,000 | 194,749,000 | 195,933,000 | 197,302,000 |
| Allowance for loan losses | 1,984,000 | 1,995,000 | 2,031,000 | 2,050,000 |
| Securities available for sale | 22,294,000 | 23,063,000 | 23,392,000 | 28,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,291,000 | 181,903,000 | 187,983,000 | 198,538,000 |
| Interest-bearing deposits | 143,330,000 | 155,813,000 | 161,811,000 | 173,065,000 |
| Noninterest-bearing deposits | 28,961,000 | 26,090,000 | 26,172,000 | 25,473,000 |
| Equity capital | 24,063,000 | 24,508,000 | 24,705,000 | 26,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,790,000 | 5,879,000 | 9,225,000 | 12,796,000 |
| Interest expense | 884,000 | 2,042,000 | 3,401,000 | 5,038,000 |
| Net interest income | 1,906,000 | 3,837,000 | 5,824,000 | 7,758,000 |
| Noninterest income | 197,000 | 467,000 | 681,000 | 999,000 |
| Noninterest expense | 1,291,000 | 2,530,000 | 3,802,000 | 5,230,000 |
| Provision for loan losses | 39,000 | 57,000 | 75,000 | 94,000 |
| Pretax income | 773,000 | 1,717,000 | 2,604,000 | 3,410,000 |
| Income tax | 199,000 | 442,000 | 664,000 | 695,000 |
| Net income | 574,000 | 1,275,000 | 1,940,000 | 2,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,481,000 | 23,046,000 | 23,518,000 | 24,156,000 |