Call reports 2022
SOUTHERNTRUST BANK — 2022
What SOUTHERNTRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 215,123,000 | 220,527,000 | 234,328,000 | 245,708,000 |
| Total loans | 163,035,000 | 167,844,000 | 179,037,000 | 186,373,000 |
| Allowance for loan losses | 1,434,000 | 1,456,000 | 1,481,000 | 1,572,000 |
| Securities available for sale | 18,587,000 | 19,816,000 | 19,539,000 | 19,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,073,000 | 168,389,000 | 170,187,000 | 177,791,000 |
| Interest-bearing deposits | 131,477,000 | 139,317,000 | 140,686,000 | 150,166,000 |
| Noninterest-bearing deposits | 29,596,000 | 29,072,000 | 29,501,000 | 27,625,000 |
| Equity capital | 23,453,000 | 23,517,000 | 23,940,000 | 24,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 4,876,000 | 7,229,000 | 9,938,000 |
| Interest expense | 255,000 | 548,000 | 949,000 | 1,623,000 |
| Net interest income | 2,353,000 | 4,328,000 | 6,280,000 | 8,315,000 |
| Noninterest income | 368,000 | 655,000 | 900,000 | 1,119,000 |
| Noninterest expense | 1,229,000 | 2,618,000 | 3,946,000 | 5,308,000 |
| Provision for loan losses | 101,000 | 131,000 | 157,000 | 1,331,000 |
| Pretax income | 1,391,000 | 2,234,000 | 3,077,000 | 2,795,000 |
| Income tax | 370,000 | 570,000 | 772,000 | 630,000 |
| Net income | 1,021,000 | 1,664,000 | 2,305,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,304,000 | 21,955,000 | 22,604,000 | 22,473,000 |