Call reports 2021
SOUTHERNTRUST BANK — 2021
What SOUTHERNTRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 212,555,000 | 235,874,000 | 214,299,000 | 209,458,000 |
| Total loans | 158,177,000 | 175,252,000 | 166,910,000 | 165,467,000 |
| Allowance for loan losses | 830,000 | 931,000 | 1,136,000 | 1,338,000 |
| Securities available for sale | 24,190,000 | 19,312,000 | 17,062,000 | 15,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,908,000 | 145,479,000 | 142,108,000 | 149,360,000 |
| Interest-bearing deposits | 113,083,000 | 118,853,000 | 113,653,000 | 124,488,000 |
| Noninterest-bearing deposits | 26,825,000 | 26,626,000 | 28,455,000 | 24,872,000 |
| Equity capital | 20,392,000 | 21,757,000 | 22,243,000 | 23,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 5,105,000 | 8,368,000 | 11,388,000 |
| Interest expense | 281,000 | 551,000 | 819,000 | 1,073,000 |
| Net interest income | 1,494,000 | 4,554,000 | 7,549,000 | 10,315,000 |
| Noninterest income | 182,000 | 391,000 | 626,000 | 928,000 |
| Noninterest expense | 1,163,000 | 2,535,000 | 3,812,000 | 5,223,000 |
| Provision for loan losses | 18,000 | 120,000 | 357,000 | 557,000 |
| Pretax income | 495,000 | 2,315,000 | 4,052,000 | 5,509,000 |
| Income tax | 124,000 | 644,000 | 1,008,000 | 1,399,000 |
| Net income | 371,000 | 1,671,000 | 3,044,000 | 4,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,658,000 | 18,967,000 | 19,498,000 | 20,424,000 |