Call reports 2019
SOUTHERNTRUST BANK — 2019
What SOUTHERNTRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,599,000 | 56,723,000 | 56,041,000 | 58,652,000 |
| Total loans | 27,728,000 | 26,633,000 | 26,787,000 | 26,249,000 |
| Allowance for loan losses | 384,000 | 385,000 | 383,000 | 381,000 |
| Securities available for sale | 17,515,000 | 19,769,000 | 19,300,000 | 18,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,243,000 | 51,022,000 | 50,212,000 | 52,865,000 |
| Interest-bearing deposits | 44,024,000 | 42,819,000 | 41,277,000 | 43,391,000 |
| Noninterest-bearing deposits | 9,219,000 | 8,203,000 | 8,935,000 | 9,474,000 |
| Equity capital | 5,244,000 | 5,541,000 | 5,667,000 | 5,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,052,000 | 1,580,000 | 2,106,000 |
| Interest expense | 70,000 | 145,000 | 214,000 | 285,000 |
| Net interest income | 460,000 | 907,000 | 1,366,000 | 1,821,000 |
| Noninterest income | 90,000 | 202,000 | 302,000 | 411,000 |
| Noninterest expense | 446,000 | 893,000 | 1,353,000 | 1,805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 216,000 | 315,000 | 427,000 |
| Income tax | 35,000 | 67,000 | 94,000 | 64,000 |
| Net income | 69,000 | 149,000 | 221,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,422,000 | 5,452,000 | 5,524,000 | 5,580,000 |
| Total capital | 5,773,000 | 5,790,000 | 5,860,000 | 5,911,000 |
| Risk-weighted assets | 28,064,000 | 27,009,000 | 26,897,000 | 26,499,000 |