Call reports 2018
SOUTHERNTRUST BANK — 2018
What SOUTHERNTRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,851,000 | 55,663,000 | 52,994,000 | 55,874,000 |
| Total loans | 27,774,000 | 27,039,000 | 27,482,000 | 27,007,000 |
| Allowance for loan losses | 412,000 | 414,000 | 415,000 | 376,000 |
| Securities available for sale | 18,060,000 | 17,382,000 | 16,567,000 | 16,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,935,000 | 50,650,000 | 47,946,000 | 50,798,000 |
| Interest-bearing deposits | 43,730,000 | 42,294,000 | 39,397,000 | 41,956,000 |
| Noninterest-bearing deposits | 7,205,000 | 8,356,000 | 8,549,000 | 8,842,000 |
| Equity capital | 4,814,000 | 4,851,000 | 4,790,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 973,000 | 1,471,000 | 1,983,000 |
| Interest expense | 45,000 | 94,000 | 152,000 | 219,000 |
| Net interest income | 434,000 | 879,000 | 1,319,000 | 1,764,000 |
| Noninterest income | 88,000 | 193,000 | 270,000 | 368,000 |
| Noninterest expense | 433,000 | 853,000 | 1,286,000 | 1,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 219,000 | 303,000 | 413,000 |
| Income tax | 29,000 | 72,000 | 103,000 | 117,000 |
| Net income | 60,000 | 147,000 | 200,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,197,000 | 5,170,000 | 5,353,000 |
| Total capital | 5,460,000 | 5,535,000 | 5,518,000 | 5,687,000 |
| Risk-weighted assets | 27,941,000 | 26,996,000 | 27,823,000 | 26,694,000 |