Call reports 2017
SOUTHERNTRUST BANK — 2017
What SOUTHERNTRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,925,000 | 53,487,000 | 54,652,000 | 56,890,000 |
| Total loans | 29,887,000 | 29,232,000 | 28,597,000 | 28,373,000 |
| Allowance for loan losses | 397,000 | 402,000 | 406,000 | 413,000 |
| Securities available for sale | 16,043,000 | 16,359,000 | 15,966,000 | 18,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,401,000 | 48,775,000 | 49,876,000 | 51,936,000 |
| Interest-bearing deposits | 40,642,000 | 42,296,000 | 43,530,000 | 44,000,000 |
| Noninterest-bearing deposits | 6,759,000 | 6,479,000 | 6,346,000 | 7,936,000 |
| Equity capital | 4,458,000 | 4,626,000 | 4,709,000 | 4,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 927,000 | 1,404,000 | 1,884,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 177,000 |
| Net interest income | 417,000 | 841,000 | 1,274,000 | 1,707,000 |
| Noninterest income | 110,000 | 199,000 | 276,000 | 369,000 |
| Noninterest expense | 426,000 | 846,000 | 1,268,000 | 1,693,000 |
| Provision for loan losses | 15,000 | 18,000 | 21,000 | 26,000 |
| Pretax income | 86,000 | 176,000 | 261,000 | 357,000 |
| Income tax | 0 | 0 | 0 | -206,000 |
| Net income | 86,000 | 176,000 | 261,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,611,000 | 4,701,000 | 4,787,000 | 5,049,000 |
| Total capital | 4,988,000 | 5,073,000 | 5,145,000 | 5,404,000 |
| Risk-weighted assets | 30,149,000 | 29,802,000 | 28,645,000 | 28,352,000 |