Call reports 2006
SOUTHERNTRUST BANK — 2006
What SOUTHERNTRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,871,000 | 20,174,000 | 24,416,000 | 23,953,000 |
| Total loans | 10,773,000 | 12,348,000 | 14,451,000 | 15,948,000 |
| Allowance for loan losses | 117,000 | 123,000 | 144,000 | 162,000 |
| Securities available for sale | 3,214,000 | 4,923,000 | 5,626,000 | 5,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,354,000 | 15,721,000 | 20,064,000 | 19,640,000 |
| Interest-bearing deposits | 12,172,000 | 14,492,000 | 18,623,000 | 18,279,000 |
| Noninterest-bearing deposits | 1,183,000 | 1,229,000 | 1,441,000 | 1,361,000 |
| Equity capital | 4,449,000 | 4,376,000 | 4,281,000 | 4,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 508,000 | 878,000 | 1,277,000 |
| Interest expense | 95,000 | 225,000 | 408,000 | 609,000 |
| Net interest income | 127,000 | 283,000 | 470,000 | 668,000 |
| Noninterest income | 24,000 | 68,000 | 99,000 | 138,000 |
| Noninterest expense | 244,000 | 505,000 | 808,000 | 1,100,000 |
| Provision for loan losses | 24,000 | 33,000 | 54,000 | 72,000 |
| Pretax income | -117,000 | -187,000 | -293,000 | -366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -117,000 | -187,000 | -293,000 | -366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,189,000 | 4,282,000 | 4,209,000 |
| Total capital | 4,378,000 | 4,312,000 | 4,426,000 | 4,371,000 |
| Risk-weighted assets | 10,588,000 | 12,205,000 | 14,253,000 | 14,292,000 |
Machine access — free, no API key
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