Call reports 2025
TRIAD BUSINESS BANK — 2025
What TRIAD BUSINESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 521,205,000 | 531,327,000 | 525,098,000 | 530,923,000 |
| Total loans | 374,401,000 | 387,929,000 | 394,606,000 | 400,531,000 |
| Allowance for loan losses | 3,836,000 | 3,563,000 | 3,673,000 | 3,442,000 |
| Securities available for sale | 106,031,000 | 102,967,000 | 99,272,000 | 95,320,000 |
| Securities held to maturity | 13,750,000 | 13,646,000 | 13,480,000 | 13,370,000 |
| Trading assets | 160,000 | 190,000 | 196,000 | 164,000 |
| Total deposits | 453,662,000 | 472,919,000 | 453,256,000 | 467,615,000 |
| Interest-bearing deposits | 357,534,000 | 369,873,000 | 354,567,000 | 368,249,000 |
| Noninterest-bearing deposits | 96,128,000 | 103,046,000 | 98,689,000 | 99,366,000 |
| Equity capital | 45,162,000 | 46,151,000 | 49,312,000 | 50,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,763,000 | 13,562,000 | 20,650,000 | 27,624,000 |
| Interest expense | 3,879,000 | 7,685,000 | 11,444,000 | 14,889,000 |
| Net interest income | 2,884,000 | 5,877,000 | 9,206,000 | 12,735,000 |
| Noninterest income | 233,000 | 419,000 | 646,000 | 867,000 |
| Noninterest expense | 3,092,000 | 6,028,000 | 9,175,000 | 12,397,000 |
| Provision for loan losses | -136,000 | -409,000 | -299,000 | -107,000 |
| Pretax income | 199,000 | 415,000 | 907,000 | 1,394,000 |
| Income tax | 0 | 0 | 10,000 | 0 |
| Net income | 199,000 | 415,000 | 897,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,382,000 | 57,626,000 | 58,164,000 | 58,708,000 |
| Total capital | 61,647,000 | 61,562,000 | 62,200,000 | 62,526,000 |
| Risk-weighted assets | 499,441,000 | 506,739,000 | 508,216,000 | 508,408,000 |