Call reports 2024
TRIAD BUSINESS BANK — 2024
What TRIAD BUSINESS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 527,150,000 | 521,421,000 | 535,177,000 | 525,161,000 |
| Total loans | 359,199,000 | 363,409,000 | 371,612,000 | 373,674,000 |
| Allowance for loan losses | 3,682,000 | 3,708,000 | 4,560,000 | 4,086,000 |
| Securities available for sale | 115,240,000 | 114,388,000 | 112,978,000 | 107,110,000 |
| Securities held to maturity | 14,286,000 | 14,174,000 | 14,035,000 | 13,928,000 |
| Trading assets | 342,000 | 310,000 | 420,000 | 94,000 |
| Total deposits | 477,589,000 | 444,467,000 | 477,327,000 | 455,447,000 |
| Interest-bearing deposits | 375,024,000 | 335,053,000 | 354,183,000 | 362,833,000 |
| Noninterest-bearing deposits | 102,565,000 | 109,414,000 | 123,144,000 | 92,614,000 |
| Equity capital | 36,963,000 | 43,414,000 | 45,015,000 | 42,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,714,000 | 13,739,000 | 20,931,000 | 27,890,000 |
| Interest expense | 4,077,000 | 8,409,000 | 12,654,000 | 16,646,000 |
| Net interest income | 2,637,000 | 5,330,000 | 8,277,000 | 11,244,000 |
| Noninterest income | 284,000 | 506,000 | 819,000 | 1,132,000 |
| Noninterest expense | 3,376,000 | 6,784,000 | 9,820,000 | 12,821,000 |
| Provision for loan losses | -48,000 | -22,000 | 830,000 | 1,354,000 |
| Pretax income | -101,000 | -712,000 | -1,460,000 | -4,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -101,000 | -712,000 | -1,460,000 | -4,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,059,000 | 60,507,000 | 59,848,000 | 57,096,000 |
| Total capital | 59,133,000 | 64,581,000 | 64,907,000 | 61,640,000 |
| Risk-weighted assets | 483,925,000 | 486,949,000 | 497,372,000 | 493,816,000 |