Call reports 2023
TRIAD BUSINESS BANK — 2023
What TRIAD BUSINESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 484,930,000 | 513,099,000 | 498,284,000 | 511,152,000 |
| Total loans | 300,970,000 | 316,211,000 | 328,955,000 | 334,142,000 |
| Allowance for loan losses | 3,355,000 | 3,510,000 | 3,739,000 | 3,730,000 |
| Securities available for sale | 120,216,000 | 123,431,000 | 119,308,000 | 121,484,000 |
| Securities held to maturity | 14,905,000 | 14,800,000 | 14,484,000 | 14,391,000 |
| Trading assets | 380,000 | 463,000 | 493,000 | 313,000 |
| Total deposits | 428,894,000 | 468,036,000 | 452,047,000 | 460,448,000 |
| Interest-bearing deposits | 322,785,000 | 363,239,000 | 350,943,000 | 361,058,000 |
| Noninterest-bearing deposits | 106,109,000 | 104,797,000 | 101,104,000 | 99,390,000 |
| Equity capital | 37,900,000 | 36,640,000 | 33,839,000 | 37,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,916,000 | 10,631,000 | 16,837,000 | 23,267,000 |
| Interest expense | 2,262,000 | 5,255,000 | 8,819,000 | 12,658,000 |
| Net interest income | 2,654,000 | 5,376,000 | 8,018,000 | 10,609,000 |
| Noninterest income | 194,000 | 357,000 | 543,000 | 838,000 |
| Noninterest expense | 3,038,000 | 6,289,000 | 9,517,000 | 12,887,000 |
| Provision for loan losses | 214,000 | 369,000 | 598,000 | 589,000 |
| Pretax income | -2,425,000 | -2,861,000 | -3,519,000 | -4,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,425,000 | -2,861,000 | -3,519,000 | -4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,154,000 | 55,886,000 | 55,469,000 | 54,914,000 |
| Total capital | 60,210,000 | 60,017,000 | 59,855,000 | 59,322,000 |
| Risk-weighted assets | 429,095,000 | 447,662,000 | 464,391,000 | 467,059,000 |