Call reports 2022
TRIAD BUSINESS BANK — 2022
What TRIAD BUSINESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 392,219,000 | 429,887,000 | 441,329,000 | 445,109,000 |
| Total loans | 225,247,000 | 238,858,000 | 253,835,000 | 273,049,000 |
| Allowance for loan losses | 2,727,000 | 2,957,000 | 3,161,000 | 3,419,000 |
| Securities available for sale | 124,068,000 | 122,141,000 | 118,419,000 | 120,532,000 |
| Securities held to maturity | 15,404,000 | 15,255,000 | 15,097,000 | 14,999,000 |
| Trading assets | 255,000 | 307,000 | 517,000 | 479,000 |
| Total deposits | 332,908,000 | 384,356,000 | 399,091,000 | 392,862,000 |
| Interest-bearing deposits | 231,456,000 | 237,772,000 | 264,248,000 | 216,042,000 |
| Noninterest-bearing deposits | 101,452,000 | 146,584,000 | 134,843,000 | 176,820,000 |
| Equity capital | 49,431,000 | 43,057,000 | 39,230,000 | 38,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,812,000 | 9,587,000 | 14,181,000 |
| Interest expense | 303,000 | 668,000 | 1,376,000 | 2,718,000 |
| Net interest income | 2,348,000 | 5,144,000 | 8,211,000 | 11,463,000 |
| Noninterest income | 130,000 | 277,000 | 581,000 | 743,000 |
| Noninterest expense | 2,405,000 | 5,154,000 | 8,073,000 | 11,029,000 |
| Provision for loan losses | 626,000 | 856,000 | 1,060,000 | 1,318,000 |
| Pretax income | -565,000 | -648,000 | -403,000 | -297,000 |
| Income tax | 4,000 | 22,000 | 39,000 | 67,000 |
| Net income | -569,000 | -670,000 | -442,000 | -364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,705,000 | 57,781,000 | 58,209,000 | 58,490,000 |
| Total capital | 60,388,000 | 60,713,000 | 61,370,000 | 61,909,000 |
| Risk-weighted assets | 337,936,000 | 359,924,000 | 377,533,000 | 400,686,000 |