Call reports 2021
TRIAD BUSINESS BANK — 2021
What TRIAD BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 264,581,000 | 266,477,000 | 365,649,000 | 372,982,000 |
| Total loans | 178,159,000 | 148,591,000 | 154,791,000 | 179,263,000 |
| Allowance for loan losses | 1,190,000 | 1,355,000 | 1,652,000 | 2,101,000 |
| Securities available for sale | 44,497,000 | 48,129,000 | 116,119,000 | 133,159,000 |
| Securities held to maturity | 12,600,000 | 15,125,000 | 14,804,000 | 14,606,000 |
| Trading assets | 18,000 | 31,000 | 17,000 | 48,000 |
| Total deposits | 187,811,000 | 209,309,000 | 287,516,000 | 305,320,000 |
| Interest-bearing deposits | 131,833,000 | 151,816,000 | 197,066,000 | 204,357,000 |
| Noninterest-bearing deposits | 55,978,000 | 57,493,000 | 90,450,000 | 100,963,000 |
| Equity capital | 44,214,000 | 44,207,000 | 58,321,000 | 56,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,946,000 | 6,091,000 | 8,606,000 |
| Interest expense | 271,000 | 561,000 | 866,000 | 1,234,000 |
| Net interest income | 1,469,000 | 3,385,000 | 5,225,000 | 7,372,000 |
| Noninterest income | 87,000 | 124,000 | 156,000 | 271,000 |
| Noninterest expense | 1,781,000 | 3,953,000 | 6,218,000 | 8,589,000 |
| Provision for loan losses | 280,000 | 445,000 | 742,000 | 1,191,000 |
| Pretax income | -397,000 | -710,000 | -1,029,000 | -1,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -397,000 | -710,000 | -1,029,000 | -1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,020,000 | 43,767,000 | 58,546,000 | 58,142,000 |
| Total capital | 45,210,000 | 45,122,000 | 60,198,000 | 60,243,000 |
| Risk-weighted assets | 162,653,000 | 182,799,000 | 240,921,000 | 281,538,000 |