Call reports 2023
LONE STAR STATE BANK OF WEST TEXAS — 2023
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,383,606,000 | 1,277,171,000 | 1,270,366,000 | 1,372,476,000 |
| Total loans | 1,031,576,000 | 1,072,254,000 | 1,095,082,000 | 1,080,725,000 |
| Allowance for loan losses | 11,935,000 | 13,008,000 | 13,048,000 | 13,071,000 |
| Securities available for sale | 64,994,000 | 65,019,000 | 65,013,000 | 61,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,231,608,000 | 1,118,278,000 | 1,115,331,000 | 1,211,930,000 |
| Interest-bearing deposits | 764,893,000 | 695,845,000 | 735,919,000 | 802,495,000 |
| Noninterest-bearing deposits | 466,715,000 | 422,433,000 | 379,412,000 | 409,435,000 |
| Equity capital | 149,140,000 | 156,410,000 | 150,810,000 | 156,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,864,000 | 37,866,000 | 57,684,000 | 78,540,000 |
| Interest expense | 3,860,000 | 9,051,000 | 15,543,000 | 23,292,000 |
| Net interest income | 15,004,000 | 28,815,000 | 42,141,000 | 55,248,000 |
| Noninterest income | 376,000 | 814,000 | 1,230,000 | 1,675,000 |
| Noninterest expense | 4,178,000 | 8,532,000 | 14,517,000 | 21,280,000 |
| Provision for loan losses | 196,000 | 773,000 | 814,000 | 789,000 |
| Pretax income | 10,952,000 | 20,847,000 | 28,604,000 | 35,393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,952,000 | 20,847,000 | 28,604,000 | 35,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,009,000 | 155,278,000 | 149,707,000 | 153,436,000 |
| Total capital | 161,128,000 | 168,892,000 | 163,321,000 | 167,098,000 |
| Risk-weighted assets | 1,222,025,000 | 1,238,334,000 | 1,262,936,000 | 1,233,698,000 |