Call reports 2022
LONE STAR STATE BANK OF WEST TEXAS — 2022
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,255,952,000 | 1,305,397,000 | 1,386,720,000 | 1,433,961,000 |
| Total loans | 857,141,000 | 933,534,000 | 940,504,000 | 999,647,000 |
| Allowance for loan losses | 11,938,000 | 11,927,000 | 12,926,000 | 12,869,000 |
| Securities available for sale | 74,114,000 | 66,569,000 | 65,151,000 | 65,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,125,762,000 | 1,173,774,000 | 1,248,889,000 | 1,284,853,000 |
| Interest-bearing deposits | 640,744,000 | 670,683,000 | 691,462,000 | 699,107,000 |
| Noninterest-bearing deposits | 485,018,000 | 503,091,000 | 557,427,000 | 585,746,000 |
| Equity capital | 128,444,000 | 129,152,000 | 134,249,000 | 147,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,919,000 | 20,747,000 | 34,689,000 | 52,510,000 |
| Interest expense | 590,000 | 1,419,000 | 3,121,000 | 5,877,000 |
| Net interest income | 9,329,000 | 19,328,000 | 31,568,000 | 46,633,000 |
| Noninterest income | 341,000 | 730,000 | 1,118,000 | 1,527,000 |
| Noninterest expense | 5,079,000 | 10,210,000 | 15,348,000 | 21,776,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,968,000 |
| Pretax income | 4,591,000 | 9,848,000 | 17,338,000 | 30,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,591,000 | 9,848,000 | 17,338,000 | 30,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,532,000 | 127,808,000 | 134,349,000 | 147,363,000 |
| Total capital | 136,470,000 | 139,735,000 | 147,275,000 | 160,232,000 |
| Risk-weighted assets | 1,007,418,000 | 1,096,900,000 | 1,114,568,000 | 1,186,334,000 |