Call reports 2021
LONE STAR STATE BANK OF WEST TEXAS — 2021
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,051,741,000 | 1,063,423,000 | 1,096,749,000 | 1,192,178,000 |
| Total loans | 808,888,000 | 846,601,000 | 864,283,000 | 890,003,000 |
| Allowance for loan losses | 13,635,000 | 13,131,000 | 13,010,000 | 11,927,000 |
| Securities available for sale | 75,407,000 | 77,687,000 | 78,014,000 | 76,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 925,214,000 | 934,070,000 | 961,824,000 | 1,054,901,000 |
| Interest-bearing deposits | 576,274,000 | 578,421,000 | 582,161,000 | 596,011,000 |
| Noninterest-bearing deposits | 348,940,000 | 355,649,000 | 379,663,000 | 458,890,000 |
| Equity capital | 124,822,000 | 126,986,000 | 131,800,000 | 136,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,797,000 | 18,529,000 | 28,811,000 | 39,397,000 |
| Interest expense | 626,000 | 1,207,000 | 1,784,000 | 2,367,000 |
| Net interest income | 8,171,000 | 17,322,000 | 27,027,000 | 37,030,000 |
| Noninterest income | 305,000 | 663,000 | 1,004,000 | 1,378,000 |
| Noninterest expense | 4,532,000 | 9,261,000 | 13,886,000 | 19,502,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,100,000 |
| Pretax income | 3,944,000 | 8,724,000 | 14,145,000 | 20,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,944,000 | 8,724,000 | 14,145,000 | 20,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,411,000 | 120,302,000 | 124,796,000 | 130,656,000 |
| Total capital | 127,854,000 | 131,574,000 | 136,731,000 | 142,583,000 |
| Risk-weighted assets | 832,271,000 | 899,921,000 | 953,733,000 | 999,227,000 |