Call reports 2019
LONE STAR STATE BANK OF WEST TEXAS — 2019
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 885,863,000 | 921,422,000 | 968,164,000 | 1,019,154,000 |
| Total loans | 693,915,000 | 744,267,000 | 727,965,000 | 711,155,000 |
| Allowance for loan losses | 11,028,000 | 11,243,000 | 12,377,000 | 11,288,000 |
| Securities available for sale | 91,401,000 | 84,331,000 | 102,450,000 | 87,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,154,000 | 802,618,000 | 845,357,000 | 896,239,000 |
| Interest-bearing deposits | 479,596,000 | 490,294,000 | 539,256,000 | 578,224,000 |
| Noninterest-bearing deposits | 290,558,000 | 312,324,000 | 306,101,000 | 318,015,000 |
| Equity capital | 113,538,000 | 115,972,000 | 119,209,000 | 121,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,035,000 | 20,860,000 | 32,257,000 | 43,172,000 |
| Interest expense | 1,695,000 | 3,578,000 | 5,873,000 | 8,175,000 |
| Net interest income | 8,340,000 | 17,282,000 | 26,384,000 | 34,997,000 |
| Noninterest income | 315,000 | 694,000 | 1,103,000 | 1,432,000 |
| Noninterest expense | 4,429,000 | 8,899,000 | 13,342,000 | 18,239,000 |
| Provision for loan losses | 1,750,000 | 1,750,000 | 1,750,000 | 528,000 |
| Pretax income | 2,476,000 | 7,327,000 | 12,395,000 | 17,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,476,000 | 7,327,000 | 12,395,000 | 17,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,299,000 | 108,304,000 | 111,455,000 | 113,393,000 |
| Total capital | 116,453,000 | 118,873,000 | 121,971,000 | 123,552,000 |
| Risk-weighted assets | 811,480,000 | 844,885,000 | 839,458,000 | 811,657,000 |
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