Call reports 2018
LONE STAR STATE BANK OF WEST TEXAS — 2018
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 886,667,000 | 870,035,000 | 911,783,000 | 909,724,000 |
| Total loans | 659,578,000 | 693,789,000 | 706,194,000 | 700,448,000 |
| Allowance for loan losses | 11,739,000 | 12,363,000 | 13,296,000 | 12,846,000 |
| Securities available for sale | 77,949,000 | 78,068,000 | 78,195,000 | 81,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,509,000 | 762,586,000 | 800,671,000 | 794,800,000 |
| Interest-bearing deposits | 532,799,000 | 501,146,000 | 483,504,000 | 486,455,000 |
| Noninterest-bearing deposits | 250,710,000 | 261,440,000 | 317,167,000 | 308,345,000 |
| Equity capital | 101,143,000 | 104,912,000 | 108,064,000 | 113,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,820,000 | 18,259,000 | 28,451,000 | 39,336,000 |
| Interest expense | 1,514,000 | 2,872,000 | 4,283,000 | 5,910,000 |
| Net interest income | 7,306,000 | 15,387,000 | 24,168,000 | 33,426,000 |
| Noninterest income | 297,000 | 612,000 | 941,000 | 1,273,000 |
| Noninterest expense | 4,109,000 | 8,180,000 | 12,005,000 | 16,678,000 |
| Provision for loan losses | 0 | 675,000 | 1,250,000 | 1,250,000 |
| Pretax income | 3,494,000 | 7,144,000 | 11,854,000 | 16,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,494,000 | 7,144,000 | 11,854,000 | 16,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,822,000 | 98,503,000 | 101,529,000 | 106,446,000 |
| Total capital | 103,944,000 | 108,109,000 | 111,484,000 | 116,514,000 |
| Risk-weighted assets | 727,170,000 | 765,782,000 | 793,118,000 | 802,718,000 |