Call reports 2017
LONE STAR STATE BANK OF WEST TEXAS — 2017
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 831,169,000 | 847,312,000 | 904,413,000 | 926,078,000 |
| Total loans | 638,809,000 | 661,919,000 | 687,255,000 | 672,041,000 |
| Allowance for loan losses | 11,660,000 | 13,240,000 | 13,575,000 | 11,679,000 |
| Securities available for sale | 78,748,000 | 80,065,000 | 80,008,000 | 79,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,445,000 | 746,872,000 | 801,092,000 | 821,532,000 |
| Interest-bearing deposits | 550,466,000 | 559,286,000 | 585,275,000 | 586,452,000 |
| Noninterest-bearing deposits | 181,979,000 | 187,586,000 | 215,817,000 | 235,080,000 |
| Equity capital | 96,776,000 | 97,903,000 | 100,721,000 | 102,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,737,000 | 15,986,000 | 24,927,000 | 33,961,000 |
| Interest expense | 1,269,000 | 2,706,000 | 4,308,000 | 5,990,000 |
| Net interest income | 6,468,000 | 13,280,000 | 20,619,000 | 27,971,000 |
| Noninterest income | 289,000 | 578,000 | 891,000 | 1,204,000 |
| Noninterest expense | 3,737,000 | 7,653,000 | 10,995,000 | 15,678,000 |
| Provision for loan losses | 1,650,000 | 3,300,000 | 3,300,000 | 3,300,000 |
| Pretax income | 1,370,000 | 2,905,000 | 7,215,000 | 10,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,370,000 | 2,905,000 | 7,215,000 | 10,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,611,000 | 89,799,000 | 92,747,000 | 95,807,000 |
| Total capital | 97,448,000 | 98,809,000 | 102,029,000 | 104,918,000 |
| Risk-weighted assets | 704,151,000 | 716,548,000 | 738,228,000 | 726,353,000 |