Call reports 2007
LONE STAR STATE BANK OF WEST TEXAS — 2007
What LONE STAR STATE BANK OF WEST TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 87,569,000 |
| Total loans | 78,043,000 |
| Allowance for loan losses | 936,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 45,430,000 |
| Interest-bearing deposits | 37,350,000 |
| Noninterest-bearing deposits | 8,080,000 |
| Equity capital | 21,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 383,000 |
| Interest expense | 173,000 |
| Net interest income | 210,000 |
| Noninterest income | 0 |
| Noninterest expense | 636,000 |
| Provision for loan losses | 936,000 |
| Pretax income | -1,362,000 |
| Income tax | 0 |
| Net income | -1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 21,867,000 |
| Total capital | 22,803,000 |
| Risk-weighted assets | 82,114,000 |
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