Call reports 2018
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2018
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 266,207,000 | 255,790,000 |
| Total loans | 199,339,000 | 194,942,000 |
| Allowance for loan losses | 2,887,000 | 2,909,000 |
| Securities available for sale | 27,413,000 | 25,715,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 214,013,000 | 208,927,000 |
| Interest-bearing deposits | 187,470,000 | 181,885,000 |
| Noninterest-bearing deposits | 26,543,000 | 27,042,000 |
| Equity capital | 5,939,000 | 4,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 2,416,000 | 4,762,000 |
| Interest expense | 550,000 | 1,117,000 |
| Net interest income | 1,866,000 | 3,645,000 |
| Noninterest income | 351,000 | 734,000 |
| Noninterest expense | 2,950,000 | 5,713,000 |
| Provision for loan losses | 0 | 540,000 |
| Pretax income | -733,000 | -1,874,000 |
| Income tax | 0 | 0 |
| Net income | -733,000 | -1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 6,681,000 | 5,539,000 |
| Total capital | 8,996,000 | 7,777,000 |
| Risk-weighted assets | 184,562,000 | 178,355,000 |