Call reports 2017
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2017
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 298,459,000 | 284,014,000 | 276,918,000 | 274,353,000 |
| Total loans | 218,944,000 | 222,498,000 | 216,146,000 | 209,437,000 |
| Allowance for loan losses | 3,172,000 | 3,143,000 | 3,309,000 | 2,978,000 |
| Securities available for sale | 43,971,000 | 33,243,000 | 31,178,000 | 29,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,719,000 | 229,950,000 | 221,400,000 | 221,035,000 |
| Interest-bearing deposits | 228,626,000 | 202,229,000 | 193,094,000 | 194,405,000 |
| Noninterest-bearing deposits | 29,093,000 | 27,721,000 | 28,306,000 | 26,630,000 |
| Equity capital | 10,432,000 | 9,509,000 | 8,137,000 | 6,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,584,000 | 5,210,000 | 7,762,000 | 10,282,000 |
| Interest expense | 546,000 | 1,084,000 | 1,628,000 | 2,171,000 |
| Net interest income | 2,038,000 | 4,126,000 | 6,134,000 | 8,111,000 |
| Noninterest income | 419,000 | 790,000 | 1,137,000 | 1,379,000 |
| Noninterest expense | 3,595,000 | 7,092,000 | 10,272,000 | 13,239,000 |
| Provision for loan losses | 500,000 | 0 | 522,000 | 1,022,000 |
| Pretax income | -1,638,000 | -2,212,000 | -3,558,000 | -4,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,638,000 | -2,212,000 | -3,558,000 | -4,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,114,000 | 10,009,000 | 8,663,000 | 7,414,000 |
| Total capital | 13,647,000 | 12,555,000 | 11,137,000 | 9,827,000 |
| Risk-weighted assets | 201,908,000 | 203,035,000 | 197,037,000 | 192,371,000 |