Call reports 2016
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2016
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 324,365,000 | 316,624,000 | 310,666,000 | 305,966,000 |
| Total loans | 235,052,000 | 221,302,000 | 209,783,000 | 209,681,000 |
| Allowance for loan losses | 4,639,000 | 4,168,000 | 3,691,000 | 3,401,000 |
| Securities available for sale | 60,201,000 | 51,882,000 | 48,968,000 | 46,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,024,000 | 269,010,000 | 264,658,000 | 263,633,000 |
| Interest-bearing deposits | 241,794,000 | 238,481,000 | 234,865,000 | 235,689,000 |
| Noninterest-bearing deposits | 32,230,000 | 30,529,000 | 29,793,000 | 27,944,000 |
| Equity capital | 16,736,000 | 15,081,000 | 13,576,000 | 12,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,765,000 | 8,513,000 | 11,080,000 |
| Interest expense | 569,000 | 1,145,000 | 1,746,000 | 2,307,000 |
| Net interest income | 2,319,000 | 4,620,000 | 6,767,000 | 8,773,000 |
| Noninterest income | 419,000 | 1,050,000 | 1,478,000 | 1,948,000 |
| Noninterest expense | 4,081,000 | 7,904,000 | 11,778,000 | 15,367,000 |
| Provision for loan losses | 0 | 1,200,000 | 1,200,000 | 1,200,000 |
| Pretax income | -1,356,000 | -3,435,000 | -4,734,000 | -5,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,356,000 | -3,435,000 | -4,734,000 | -5,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,948,000 | 15,163,000 | 13,866,000 | 12,752,000 |
| Total capital | 19,722,000 | 17,852,000 | 16,346,000 | 15,315,000 |
| Risk-weighted assets | 219,955,000 | 213,537,000 | 197,132,000 | 204,104,000 |