Call reports 2015
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2015
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 332,652,000 | 326,129,000 | 329,386,000 | 325,945,000 |
| Total loans | 224,865,000 | 213,151,000 | 229,071,000 | 229,815,000 |
| Allowance for loan losses | 5,725,000 | 5,403,000 | 5,268,000 | 4,594,000 |
| Securities available for sale | 34,079,000 | 74,410,000 | 61,235,000 | 55,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,019,000 | 282,390,000 | 278,411,000 | 272,646,000 |
| Interest-bearing deposits | 255,626,000 | 249,979,000 | 246,098,000 | 235,496,000 |
| Noninterest-bearing deposits | 31,393,000 | 32,411,000 | 32,313,000 | 37,150,000 |
| Equity capital | 14,066,000 | 12,785,000 | 18,939,000 | 17,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 5,975,000 | 8,993,000 | 11,889,000 |
| Interest expense | 649,000 | 1,236,000 | 1,811,000 | 2,362,000 |
| Net interest income | 2,340,000 | 4,739,000 | 7,182,000 | 9,527,000 |
| Noninterest income | 585,000 | 1,269,000 | 8,744,000 | 9,172,000 |
| Noninterest expense | 3,931,000 | 7,332,000 | 11,673,000 | 15,438,000 |
| Provision for loan losses | 525,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | -1,474,000 | -1,307,000 | 4,226,000 | 3,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,474,000 | -1,307,000 | 4,226,000 | 3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,080,000 | 13,762,000 | 19,296,000 | 18,304,000 |
| Total capital | 16,689,000 | 16,334,000 | 22,073,000 | 21,030,000 |
| Risk-weighted assets | 205,567,000 | 202,890,000 | 219,624,000 | 216,097,000 |