Call reports 2014
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2014
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 377,206,000 | 374,964,000 | 358,038,000 | 343,464,000 |
| Total loans | 213,416,000 | 219,082,000 | 228,274,000 | 227,887,000 |
| Allowance for loan losses | 7,249,000 | 6,571,000 | 6,259,000 | 5,836,000 |
| Securities available for sale | 73,091,000 | 76,554,000 | 75,084,000 | 74,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,751,000 | 327,859,000 | 311,106,000 | 295,806,000 |
| Interest-bearing deposits | 308,761,000 | 300,226,000 | 282,137,000 | 263,961,000 |
| Noninterest-bearing deposits | 23,990,000 | 27,633,000 | 28,969,000 | 31,845,000 |
| Equity capital | 13,763,000 | 16,792,000 | 16,855,000 | 15,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 6,557,000 | 9,830,000 | 13,055,000 |
| Interest expense | 1,021,000 | 2,006,000 | 2,967,000 | 3,816,000 |
| Net interest income | 2,410,000 | 4,551,000 | 6,863,000 | 9,239,000 |
| Noninterest income | 633,000 | 4,901,000 | 6,254,000 | 6,391,000 |
| Noninterest expense | 4,238,000 | 8,402,000 | 12,100,000 | 15,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,195,000 | 1,365,000 | 1,471,000 | 573,000 |
| Income tax | 0 | 161,000 | 161,000 | 161,000 |
| Net income | -1,195,000 | 1,204,000 | 1,310,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,960,000 | 16,526,000 | 17,003,000 | 15,555,000 |
| Total capital | 16,776,000 | 19,465,000 | 19,900,000 | 18,459,000 |
| Risk-weighted assets | 227,193,000 | 231,532,000 | 228,465,000 | 229,341,000 |