Call reports 2011
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2011
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 435,181,000 | 430,834,000 | 449,474,000 | 438,143,000 |
| Total loans | 361,154,000 | 346,762,000 | 347,231,000 | 347,814,000 |
| Allowance for loan losses | 7,532,000 | 6,859,000 | 6,670,000 | 5,897,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,985,000 | 368,192,000 | 382,498,000 | 364,242,000 |
| Interest-bearing deposits | 335,125,000 | 337,864,000 | 350,823,000 | 28,523,000 |
| Noninterest-bearing deposits | 30,860,000 | 30,328,000 | 31,675,000 | 335,719,000 |
| Equity capital | 37,554,000 | 36,904,000 | 37,532,000 | 37,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,856,000 | 10,811,000 | 15,956,000 | 21,243,000 |
| Interest expense | 1,870,000 | 3,664,000 | 5,039,000 | 6,362,000 |
| Net interest income | 3,986,000 | 7,147,000 | 10,917,000 | 14,881,000 |
| Noninterest income | 537,000 | 1,090,000 | 1,744,000 | 2,527,000 |
| Noninterest expense | 3,666,000 | 7,317,000 | 10,813,000 | 14,622,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 557,000 | 320,000 | 948,000 | 986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 320,000 | 948,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,315,000 | 36,904,000 | 37,532,000 | 37,570,000 |
| Total capital | 41,666,000 | 41,100,000 | 41,677,000 | 41,782,000 |
| Risk-weighted assets | 344,858,000 | 332,948,000 | 329,111,000 | 335,247,000 |