Call reports 2010
ONE BANK & TRUST, NATIONAL ASSOCIATION — 2010
What ONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 424,330,000 | 439,152,000 | 438,929,000 | 442,072,000 |
| Total loans | 371,503,000 | 375,720,000 | 387,418,000 | 377,735,000 |
| Allowance for loan losses | 4,013,000 | 4,150,000 | 4,497,000 | 7,479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,509,000 | 358,988,000 | 363,245,000 | 373,040,000 |
| Interest-bearing deposits | 309,524,000 | 326,572,000 | 326,847,000 | 340,287,000 |
| Noninterest-bearing deposits | 29,985,000 | 32,416,000 | 36,398,000 | 32,753,000 |
| Equity capital | 43,129,000 | 43,474,000 | 42,891,000 | 37,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,046,000 | 12,230,000 | 18,411,000 | 24,037,000 |
| Interest expense | 2,067,000 | 4,126,000 | 6,196,000 | 8,178,000 |
| Net interest income | 3,979,000 | 8,104,000 | 12,215,000 | 15,859,000 |
| Noninterest income | 446,000 | 1,087,000 | 1,870,000 | 2,711,000 |
| Noninterest expense | 3,616,000 | 7,462,000 | 11,387,000 | 15,358,000 |
| Provision for loan losses | 300,000 | 600,000 | 2,150,000 | 8,150,000 |
| Pretax income | 509,000 | 1,129,000 | 548,000 | -4,938,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 1,129,000 | 548,000 | -4,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,861,000 | 43,206,000 | 42,652,000 | 37,168,000 |
| Total capital | 46,874,000 | 47,356,000 | 47,149,000 | 41,662,000 |
| Risk-weighted assets | 360,099,000 | 363,381,000 | 368,349,000 | 356,534,000 |