Call reports 2025
AMERICAN BANK NATIONAL ASSOCIATION — 2025
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 602,901,000 | 613,301,000 | 634,741,000 | 625,207,000 |
| Total loans | 461,504,000 | 470,017,000 | 478,972,000 | 474,570,000 |
| Allowance for loan losses | 5,296,000 | 5,311,000 | 5,356,000 | 5,466,000 |
| Securities available for sale | 28,855,000 | 28,145,000 | 27,611,000 | 26,985,000 |
| Securities held to maturity | 11,535,000 | 12,221,000 | 11,512,000 | 12,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,254,000 | 550,397,000 | 569,741,000 | 560,138,000 |
| Interest-bearing deposits | 400,819,000 | 407,382,000 | 427,431,000 | 407,646,000 |
| Noninterest-bearing deposits | 140,435,000 | 143,015,000 | 142,310,000 | 152,492,000 |
| Equity capital | 59,767,000 | 60,749,000 | 62,748,000 | 62,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,720,000 | 15,808,000 | 24,179,000 | 32,967,000 |
| Interest expense | 2,658,000 | 5,438,000 | 8,266,000 | 10,968,000 |
| Net interest income | 5,062,000 | 10,370,000 | 15,913,000 | 21,999,000 |
| Noninterest income | 356,000 | 739,000 | 1,767,000 | 2,161,000 |
| Noninterest expense | 3,822,000 | 7,721,000 | 11,592,000 | 15,420,000 |
| Provision for loan losses | 45,000 | 60,000 | 105,000 | 215,000 |
| Pretax income | 1,551,000 | 3,298,000 | 5,953,000 | 8,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,551,000 | 3,298,000 | 5,953,000 | 8,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,338,000 | 62,167,000 | 63,915,000 | 63,870,000 |
| Total capital | 66,790,000 | 67,662,000 | 69,527,000 | 69,503,000 |
| Risk-weighted assets | 436,160,000 | 439,576,000 | 449,657,000 | 450,627,000 |