Call reports 2024
AMERICAN BANK NATIONAL ASSOCIATION — 2024
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 598,265,000 | 597,995,000 | 596,379,000 | 599,655,000 |
| Total loans | 455,322,000 | 466,765,000 | 464,982,000 | 473,550,000 |
| Allowance for loan losses | 5,025,000 | 5,056,000 | 5,117,000 | 5,257,000 |
| Securities available for sale | 73,762,000 | 50,655,000 | 37,915,000 | 31,294,000 |
| Securities held to maturity | 15,298,000 | 15,739,000 | 11,876,000 | 11,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,160,000 | 538,482,000 | 535,282,000 | 539,160,000 |
| Interest-bearing deposits | 385,917,000 | 382,971,000 | 386,179,000 | 391,822,000 |
| Noninterest-bearing deposits | 154,243,000 | 155,511,000 | 149,103,000 | 147,338,000 |
| Equity capital | 55,943,000 | 56,800,000 | 58,611,000 | 57,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,422,000 | 14,858,000 | 22,574,000 | 30,561,000 |
| Interest expense | 2,842,000 | 5,751,000 | 8,610,000 | 11,426,000 |
| Net interest income | 4,580,000 | 9,107,000 | 13,964,000 | 19,135,000 |
| Noninterest income | 387,000 | 779,000 | 1,227,000 | 1,639,000 |
| Noninterest expense | 3,813,000 | 7,618,000 | 11,354,000 | 15,119,000 |
| Provision for loan losses | 45,000 | 75,000 | 135,000 | 280,000 |
| Pretax income | 1,109,000 | 2,178,000 | 3,702,000 | 5,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,109,000 | 2,178,000 | 3,702,000 | 5,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,619,000 | 59,109,000 | 60,175,000 | 59,787,000 |
| Total capital | 63,970,000 | 64,506,000 | 65,618,000 | 65,269,000 |
| Risk-weighted assets | 440,334,000 | 444,285,000 | 440,520,000 | 445,533,000 |