Call reports 2020
AMERICAN BANK NATIONAL ASSOCIATION — 2020
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 455,115,000 | 506,699,000 | 525,790,000 | 535,755,000 |
| Total loans | 347,262,000 | 385,955,000 | 389,564,000 | 379,097,000 |
| Allowance for loan losses | 4,228,000 | 4,309,000 | 4,165,000 | 4,232,000 |
| Securities available for sale | 46,772,000 | 41,291,000 | 37,648,000 | 34,076,000 |
| Securities held to maturity | 2,453,000 | 2,668,000 | 5,609,000 | 16,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,167,000 | 433,780,000 | 451,925,000 | 470,540,000 |
| Interest-bearing deposits | 271,282,000 | 287,455,000 | 306,127,000 | 318,771,000 |
| Noninterest-bearing deposits | 121,885,000 | 146,325,000 | 145,798,000 | 151,769,000 |
| Equity capital | 47,844,000 | 48,762,000 | 49,544,000 | 49,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,748,000 | 9,722,000 | 14,713,000 | 19,825,000 |
| Interest expense | 794,000 | 1,416,000 | 1,982,000 | 2,489,000 |
| Net interest income | 3,954,000 | 8,306,000 | 12,731,000 | 17,336,000 |
| Noninterest income | 331,000 | 638,000 | 979,000 | 1,332,000 |
| Noninterest expense | 3,435,000 | 6,680,000 | 10,020,000 | 13,460,000 |
| Provision for loan losses | 373,000 | 455,000 | 585,000 | 655,000 |
| Pretax income | 477,000 | 1,835,000 | 3,131,000 | 4,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 1,835,000 | 3,131,000 | 4,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,986,000 | 47,969,000 | 48,809,000 | 48,380,000 |
| Total capital | 51,214,000 | 52,243,000 | 52,974,000 | 52,612,000 |
| Risk-weighted assets | 345,656,000 | 341,928,000 | 350,930,000 | 353,817,000 |