Call reports 2019
AMERICAN BANK NATIONAL ASSOCIATION — 2019
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 424,789,000 | 429,458,000 | 446,913,000 | 445,540,000 |
| Total loans | 328,545,000 | 323,002,000 | 314,144,000 | 327,876,000 |
| Allowance for loan losses | 3,967,000 | 3,957,000 | 3,994,000 | 4,054,000 |
| Securities available for sale | 56,937,000 | 51,320,000 | 60,625,000 | 56,520,000 |
| Securities held to maturity | 8,303,000 | 7,312,000 | 3,814,000 | 3,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,824,000 | 368,484,000 | 385,008,000 | 383,271,000 |
| Interest-bearing deposits | 263,643,000 | 267,468,000 | 275,040,000 | 269,999,000 |
| Noninterest-bearing deposits | 100,181,000 | 101,016,000 | 109,968,000 | 113,272,000 |
| Equity capital | 45,442,000 | 46,723,000 | 47,593,000 | 46,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,637,000 | 9,446,000 | 14,368,000 | 19,222,000 |
| Interest expense | 789,000 | 1,624,000 | 2,473,000 | 3,334,000 |
| Net interest income | 3,848,000 | 7,822,000 | 11,895,000 | 15,888,000 |
| Noninterest income | 333,000 | 680,000 | 1,031,000 | 1,356,000 |
| Noninterest expense | 3,028,000 | 6,190,000 | 9,408,000 | 12,827,000 |
| Provision for loan losses | 0 | 40,000 | 75,000 | 140,000 |
| Pretax income | 1,153,000 | 2,272,000 | 3,443,000 | 4,277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,153,000 | 2,272,000 | 3,443,000 | 4,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,914,000 | 46,454,000 | 47,280,000 | 46,538,000 |
| Total capital | 49,820,000 | 50,275,000 | 51,150,000 | 50,592,000 |
| Risk-weighted assets | 312,476,000 | 305,573,000 | 309,519,000 | 325,242,000 |