Call reports 2017
AMERICAN BANK NATIONAL ASSOCIATION — 2017
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 444,996,000 | 451,009,000 | 438,976,000 | 433,807,000 |
| Total loans | 315,646,000 | 316,616,000 | 321,109,000 | 322,607,000 |
| Allowance for loan losses | 3,863,000 | 3,921,000 | 3,967,000 | 3,829,000 |
| Securities available for sale | 82,428,000 | 79,238,000 | 70,931,000 | 66,297,000 |
| Securities held to maturity | 15,539,000 | 17,630,000 | 9,171,000 | 15,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,522,000 | 395,910,000 | 382,676,000 | 380,141,000 |
| Interest-bearing deposits | 300,071,000 | 296,383,000 | 282,186,000 | 277,326,000 |
| Noninterest-bearing deposits | 89,451,000 | 99,527,000 | 100,490,000 | 102,815,000 |
| Equity capital | 41,521,000 | 42,576,000 | 43,562,000 | 42,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 8,409,000 | 12,867,000 | 17,262,000 |
| Interest expense | 387,000 | 829,000 | 1,277,000 | 1,723,000 |
| Net interest income | 3,753,000 | 7,580,000 | 11,590,000 | 15,539,000 |
| Noninterest income | 277,000 | 562,000 | 862,000 | 1,136,000 |
| Noninterest expense | 2,705,000 | 5,504,000 | 8,267,000 | 11,134,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,265,000 | 2,518,000 | 4,005,000 | 5,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,265,000 | 2,518,000 | 4,005,000 | 5,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,846,000 | 42,380,000 | 43,349,000 | 42,805,000 |
| Total capital | 45,629,000 | 46,225,000 | 47,180,000 | 46,634,000 |
| Risk-weighted assets | 302,580,000 | 307,498,000 | 306,332,000 | 307,942,000 |