Call reports 2016
AMERICAN BANK NATIONAL ASSOCIATION — 2016
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 413,892,000 | 427,772,000 | 428,991,000 | 434,207,000 |
| Total loans | 283,506,000 | 291,334,000 | 296,802,000 | 314,127,000 |
| Allowance for loan losses | 3,798,000 | 3,759,000 | 3,786,000 | 3,806,000 |
| Securities available for sale | 104,154,000 | 99,301,000 | 94,312,000 | 86,350,000 |
| Securities held to maturity | 11,487,000 | 11,579,000 | 9,194,000 | 9,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,516,000 | 373,197,000 | 373,287,000 | 385,049,000 |
| Interest-bearing deposits | 277,117,000 | 288,883,000 | 287,463,000 | 290,922,000 |
| Noninterest-bearing deposits | 84,399,000 | 84,314,000 | 85,824,000 | 94,127,000 |
| Equity capital | 41,236,000 | 41,664,000 | 42,494,000 | 40,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 7,924,000 | 12,009,000 | 16,137,000 |
| Interest expense | 353,000 | 701,000 | 1,067,000 | 1,422,000 |
| Net interest income | 3,645,000 | 7,223,000 | 10,942,000 | 14,715,000 |
| Noninterest income | 307,000 | 591,000 | 856,000 | 1,138,000 |
| Noninterest expense | 2,727,000 | 5,374,000 | 8,204,000 | 10,964,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 1,225,000 | 2,440,000 | 3,564,000 | 4,829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,225,000 | 2,440,000 | 3,564,000 | 4,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,205,000 | 40,361,000 | 41,061,000 | 40,582,000 |
| Total capital | 43,617,000 | 43,918,000 | 44,663,000 | 44,345,000 |
| Risk-weighted assets | 272,602,000 | 284,394,000 | 287,999,000 | 301,031,000 |