Call reports 2015
AMERICAN BANK NATIONAL ASSOCIATION — 2015
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 425,059,000 | 411,604,000 | 417,433,000 | 424,240,000 |
| Total loans | 244,423,000 | 256,641,000 | 259,028,000 | 272,092,000 |
| Allowance for loan losses | 3,779,000 | 3,781,000 | 3,797,000 | 3,799,000 |
| Securities available for sale | 121,766,000 | 115,963,000 | 112,629,000 | 106,866,000 |
| Securities held to maturity | 8,612,000 | 10,823,000 | 9,263,000 | 11,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,041,000 | 367,126,000 | 371,548,000 | 378,096,000 |
| Interest-bearing deposits | 304,487,000 | 281,698,000 | 275,102,000 | 289,847,000 |
| Noninterest-bearing deposits | 75,554,000 | 85,428,000 | 96,446,000 | 88,249,000 |
| Equity capital | 39,171,000 | 39,067,000 | 40,269,000 | 39,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,825,000 | 7,485,000 | 11,088,000 | 14,843,000 |
| Interest expense | 386,000 | 761,000 | 1,124,000 | 1,477,000 |
| Net interest income | 3,439,000 | 6,724,000 | 9,964,000 | 13,366,000 |
| Noninterest income | 294,000 | 574,000 | 887,000 | 1,169,000 |
| Noninterest expense | 2,594,000 | 4,957,000 | 7,377,000 | 9,878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,139,000 | 2,341,000 | 3,474,000 | 4,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,139,000 | 2,341,000 | 3,474,000 | 4,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,244,000 | 38,696,000 | 39,407,000 | 38,980,000 |
| Total capital | 41,388,000 | 41,901,000 | 42,602,000 | 42,313,000 |
| Risk-weighted assets | 250,943,000 | 255,833,000 | 254,986,000 | 266,182,000 |