Call reports 2012
AMERICAN BANK NATIONAL ASSOCIATION — 2012
What AMERICAN BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 376,046,000 | 372,902,000 | 370,282,000 | 375,245,000 |
| Total loans | 226,391,000 | 233,340,000 | 231,046,000 | 232,600,000 |
| Allowance for loan losses | 3,446,000 | 3,492,000 | 3,424,000 | 3,922,000 |
| Securities available for sale | 94,916,000 | 100,693,000 | 97,490,000 | 92,155,000 |
| Securities held to maturity | 1,169,000 | 2,319,000 | 3,658,000 | 5,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,378,000 | 318,769,000 | 314,629,000 | 321,014,000 |
| Interest-bearing deposits | 265,793,000 | 263,645,000 | 255,830,000 | 252,478,000 |
| Noninterest-bearing deposits | 55,585,000 | 55,124,000 | 58,799,000 | 68,536,000 |
| Equity capital | 38,001,000 | 38,859,000 | 39,921,000 | 37,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,644,000 | 7,199,000 | 10,677,000 | 14,110,000 |
| Interest expense | 625,000 | 1,237,000 | 1,821,000 | 2,395,000 |
| Net interest income | 3,019,000 | 5,962,000 | 8,856,000 | 11,715,000 |
| Noninterest income | 309,000 | 605,000 | 896,000 | 1,177,000 |
| Noninterest expense | 2,167,000 | 4,389,000 | 6,646,000 | 8,986,000 |
| Provision for loan losses | -280,000 | -235,000 | -235,000 | 85,000 |
| Pretax income | 1,441,000 | 2,413,000 | 3,341,000 | 3,843,000 |
| Income tax | 359,000 | 667,000 | 944,000 | 1,197,000 |
| Net income | 1,082,000 | 1,746,000 | 2,397,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,298,000 | 36,962,000 | 37,613,000 | 35,221,000 |
| Total capital | 39,320,000 | 39,995,000 | 40,649,000 | 38,209,000 |
| Risk-weighted assets | 241,364,000 | 241,899,000 | 242,286,000 | 238,136,000 |