Call reports 2015
BANK OF OHIO COUNTY, INC. — 2015
What BANK OF OHIO COUNTY, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,342,000 | 95,949,000 | 94,663,000 | 94,454,000 |
| Total loans | 37,286,000 | 38,161,000 | 38,458,000 | 36,109,000 |
| Allowance for loan losses | 306,000 | 344,000 | 351,000 | 340,000 |
| Securities available for sale | 36,508,000 | 36,170,000 | 32,413,000 | 25,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,371,000 | 75,058,000 | 73,226,000 | 75,299,000 |
| Interest-bearing deposits | 63,373,000 | 63,791,000 | 61,918,000 | 63,668,000 |
| Noninterest-bearing deposits | 10,998,000 | 11,267,000 | 11,308,000 | 11,631,000 |
| Equity capital | 20,460,000 | 20,272,000 | 20,731,000 | 18,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,621,000 | 2,440,000 | 3,174,000 |
| Interest expense | 73,000 | 147,000 | 221,000 | 296,000 |
| Net interest income | 714,000 | 1,474,000 | 2,219,000 | 2,878,000 |
| Noninterest income | 90,000 | 185,000 | 284,000 | 391,000 |
| Noninterest expense | 497,000 | 976,000 | 1,491,000 | 2,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 864,000 |
| Pretax income | 307,000 | 683,000 | 1,033,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 683,000 | 1,033,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,194,000 | 20,332,000 | 20,570,000 | 18,900,000 |
| Total capital | 20,500,000 | 20,676,000 | 20,921,000 | 19,240,000 |
| Risk-weighted assets | 49,871,000 | 51,736,000 | 50,212,000 | 48,746,000 |
Machine access — free, no API key
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