Call reports 2005
BANK OF OHIO COUNTY, INC. — 2005
What BANK OF OHIO COUNTY, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,933,000 | 69,016,000 | 69,791,000 | 71,908,000 |
| Total loans | 39,327,000 | 39,875,000 | 40,593,000 | 39,964,000 |
| Allowance for loan losses | 487,000 | 500,000 | 494,000 | 476,000 |
| Securities available for sale | 25,072,000 | 23,820,000 | 23,644,000 | 26,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,349,000 | 59,786,000 | 60,389,000 | 62,480,000 |
| Interest-bearing deposits | 53,814,000 | 54,449,000 | 53,998,000 | 56,475,000 |
| Noninterest-bearing deposits | 5,535,000 | 5,337,000 | 6,391,000 | 6,005,000 |
| Equity capital | 8,475,000 | 8,825,000 | 8,950,000 | 8,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,073,000 | 3,200,000 | 4,392,000 |
| Interest expense | 327,000 | 674,000 | 1,037,000 | 1,437,000 |
| Net interest income | 673,000 | 1,399,000 | 2,163,000 | 2,955,000 |
| Noninterest income | 111,000 | 228,000 | 350,000 | 460,000 |
| Noninterest expense | 449,000 | 924,000 | 1,372,000 | 1,894,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 323,000 | 679,000 | 1,105,000 | 1,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 679,000 | 1,105,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,667,000 | 8,766,000 | 9,062,000 | 9,130,000 |
| Total capital | 9,154,000 | 9,266,000 | 9,556,000 | 9,606,000 |
| Risk-weighted assets | 41,903,000 | 42,178,000 | 43,130,000 | 48,437,000 |
Machine access — free, no API key
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