Call reports 2025
BANK OF DIXON COUNTY — 2025
What BANK OF DIXON COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 127,809,000 | 128,379,000 | 129,329,000 | 132,795,000 |
| Total loans | 86,491,000 | 89,970,000 | 89,746,000 | 90,298,000 |
| Allowance for loan losses | 1,123,000 | 1,163,000 | 1,075,000 | 1,076,000 |
| Securities available for sale | 16,512,000 | 16,040,000 | 15,952,000 | 14,541,000 |
| Securities held to maturity | 2,794,000 | 3,298,000 | 4,240,000 | 5,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,013,000 | 110,339,000 | 110,410,000 | 113,643,000 |
| Interest-bearing deposits | 85,638,000 | 86,306,000 | 86,736,000 | 87,518,000 |
| Noninterest-bearing deposits | 24,375,000 | 24,033,000 | 23,674,000 | 26,125,000 |
| Equity capital | 16,332,000 | 16,755,000 | 17,561,000 | 17,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,634,000 | 5,505,000 | 7,385,000 |
| Interest expense | 546,000 | 1,139,000 | 1,729,000 | 2,308,000 |
| Net interest income | 1,225,000 | 2,495,000 | 3,776,000 | 5,077,000 |
| Noninterest income | 71,000 | 148,000 | 224,000 | 297,000 |
| Noninterest expense | 661,000 | 1,364,000 | 2,046,000 | 2,794,000 |
| Provision for loan losses | -27,000 | 7,000 | 7,000 | 15,000 |
| Pretax income | 662,000 | 1,272,000 | 2,008,000 | 2,630,000 |
| Income tax | 146,000 | 268,000 | 431,000 | 534,000 |
| Net income | 516,000 | 1,004,000 | 1,577,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,584,000 | 17,822,000 | 18,396,000 | 18,615,000 |
| Total capital | 18,608,000 | 18,873,000 | 19,444,000 | 19,684,000 |
| Risk-weighted assets | 81,837,000 | 83,964,000 | 83,830,000 | 85,468,000 |