Call reports 2024
BANK OF DIXON COUNTY — 2024
What BANK OF DIXON COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 127,421,000 | 125,099,000 | 127,511,000 | 131,299,000 |
| Total loans | 84,510,000 | 89,223,000 | 90,034,000 | 87,915,000 |
| Allowance for loan losses | 1,187,000 | 1,146,000 | 1,157,000 | 1,149,000 |
| Securities available for sale | 18,896,000 | 18,387,000 | 18,643,000 | 16,462,000 |
| Securities held to maturity | 2,165,000 | 3,554,000 | 3,004,000 | 2,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,536,000 | 109,178,000 | 110,675,000 | 114,287,000 |
| Interest-bearing deposits | 83,349,000 | 81,079,000 | 83,572,000 | 84,166,000 |
| Noninterest-bearing deposits | 28,187,000 | 28,099,000 | 27,103,000 | 30,121,000 |
| Equity capital | 14,292,000 | 14,641,000 | 15,502,000 | 15,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,453,000 | 5,236,000 | 7,136,000 |
| Interest expense | 539,000 | 1,094,000 | 1,681,000 | 2,272,000 |
| Net interest income | 1,136,000 | 2,359,000 | 3,555,000 | 4,864,000 |
| Noninterest income | 69,000 | 148,000 | 248,000 | 334,000 |
| Noninterest expense | 643,000 | 1,228,000 | 1,949,000 | 2,587,000 |
| Provision for loan losses | -14,000 | -55,000 | -55,000 | -162,000 |
| Pretax income | 561,000 | 1,317,000 | 1,892,000 | 2,760,000 |
| Income tax | 115,000 | 270,000 | 390,000 | 579,000 |
| Net income | 446,000 | 1,047,000 | 1,502,000 | 2,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,815,000 | 16,215,000 | 16,662,000 | 17,076,000 |
| Total capital | 16,834,000 | 17,278,000 | 17,728,000 | 18,116,000 |
| Risk-weighted assets | 81,335,000 | 84,960,000 | 85,205,000 | 83,069,000 |