Call reports 2023
BANK OF DIXON COUNTY — 2023
What BANK OF DIXON COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 125,562,000 | 123,270,000 | 120,454,000 | 123,755,000 |
| Total loans | 76,968,000 | 82,647,000 | 84,213,000 | 84,433,000 |
| Allowance for loan losses | 1,072,000 | 1,086,000 | 1,091,000 | 1,194,000 |
| Securities available for sale | 21,921,000 | 21,390,000 | 20,567,000 | 19,157,000 |
| Securities held to maturity | 3,326,000 | 3,153,000 | 2,610,000 | 2,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,020,000 | 108,698,000 | 105,836,000 | 108,414,000 |
| Interest-bearing deposits | 81,247,000 | 81,976,000 | 79,877,000 | 79,891,000 |
| Noninterest-bearing deposits | 29,773,000 | 26,722,000 | 25,959,000 | 28,523,000 |
| Equity capital | 13,189,000 | 13,280,000 | 13,288,000 | 13,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,956,000 | 4,529,000 | 6,011,000 |
| Interest expense | 313,000 | 722,000 | 1,175,000 | 1,679,000 |
| Net interest income | 1,102,000 | 2,234,000 | 3,354,000 | 4,332,000 |
| Noninterest income | 73,000 | 154,000 | 249,000 | 332,000 |
| Noninterest expense | 691,000 | 1,267,000 | 1,930,000 | 2,541,000 |
| Provision for loan losses | 0 | 13,000 | 39,000 | 340,000 |
| Pretax income | 484,000 | 1,108,000 | 1,634,000 | 1,783,000 |
| Income tax | 99,000 | 226,000 | 344,000 | 366,000 |
| Net income | 385,000 | 882,000 | 1,290,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,757,000 | 15,054,000 | 15,462,000 | 15,390,000 |
| Total capital | 15,679,000 | 16,041,000 | 16,462,000 | 16,403,000 |
| Risk-weighted assets | 73,617,000 | 78,859,000 | 79,907,000 | 80,822,000 |