Call reports 2022
BANK OF DIXON COUNTY — 2022
What BANK OF DIXON COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 123,794,000 | 122,094,000 | 120,681,000 | 121,321,000 |
| Total loans | 74,215,000 | 75,801,000 | 80,050,000 | 79,264,000 |
| Allowance for loan losses | 934,000 | 1,061,000 | 1,091,000 | 1,068,000 |
| Securities available for sale | 25,151,000 | 24,029,000 | 22,862,000 | 21,764,000 |
| Securities held to maturity | 1,040,000 | 2,463,000 | 3,418,000 | 3,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,233,000 | 109,113,000 | 107,826,000 | 107,665,000 |
| Interest-bearing deposits | 83,272,000 | 82,515,000 | 79,320,000 | 79,305,000 |
| Noninterest-bearing deposits | 26,961,000 | 26,598,000 | 28,506,000 | 28,359,000 |
| Equity capital | 12,413,000 | 11,865,000 | 11,749,000 | 12,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,198,000 | 3,479,000 | 4,829,000 |
| Interest expense | 168,000 | 343,000 | 536,000 | 780,000 |
| Net interest income | 868,000 | 1,855,000 | 2,943,000 | 4,049,000 |
| Noninterest income | 4,000 | 75,000 | 160,000 | 249,000 |
| Noninterest expense | 658,000 | 1,227,000 | 1,815,000 | 2,437,000 |
| Provision for loan losses | 150,000 | 300,000 | 301,000 | 301,000 |
| Pretax income | 64,000 | 403,000 | 987,000 | 1,560,000 |
| Income tax | 2,000 | 68,000 | 176,000 | 317,000 |
| Net income | 62,000 | 335,000 | 811,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,604,000 | 13,678,000 | 14,154,000 | 14,375,000 |
| Total capital | 14,519,000 | 14,607,000 | 15,127,000 | 15,334,000 |
| Risk-weighted assets | 73,154,000 | 74,198,000 | 77,709,000 | 76,572,000 |