Call reports 2021
BANK OF DIXON COUNTY — 2021
What BANK OF DIXON COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 113,340,000 | 116,845,000 | 116,854,000 | 121,045,000 |
| Total loans | 74,495,000 | 74,901,000 | 73,114,000 | 71,846,000 |
| Allowance for loan losses | 791,000 | 819,000 | 811,000 | 813,000 |
| Securities available for sale | 14,356,000 | 18,032,000 | 21,233,000 | 24,208,000 |
| Securities held to maturity | 1,826,000 | 1,532,000 | 1,390,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,959,000 | 102,267,000 | 101,986,000 | 106,140,000 |
| Interest-bearing deposits | 74,881,000 | 76,875,000 | 76,532,000 | 80,665,000 |
| Noninterest-bearing deposits | 24,078,000 | 25,392,000 | 25,454,000 | 25,475,000 |
| Equity capital | 12,897,000 | 13,139,000 | 13,446,000 | 13,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,605,000 | 3,743,000 | 4,820,000 |
| Interest expense | 189,000 | 371,000 | 551,000 | 727,000 |
| Net interest income | 1,266,000 | 2,234,000 | 3,192,000 | 4,093,000 |
| Noninterest income | 72,000 | 139,000 | 214,000 | 273,000 |
| Noninterest expense | 639,000 | 1,206,000 | 1,845,000 | 2,413,000 |
| Provision for loan losses | 200,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 499,000 | 942,000 | 1,336,000 | 1,728,000 |
| Income tax | 97,000 | 200,000 | 283,000 | 358,000 |
| Net income | 402,000 | 742,000 | 1,053,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,895,000 | 13,115,000 | 13,441,000 | 13,542,000 |
| Total capital | 13,686,000 | 13,934,000 | 14,252,000 | 14,355,000 |
| Risk-weighted assets | 70,231,000 | 71,373,000 | 71,648,000 | 71,536,000 |