Call reports 2020
BANK OF DIXON COUNTY — 2020
What BANK OF DIXON COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 98,302,000 | 101,078,000 | 103,837,000 | 108,641,000 |
| Total loans | 71,946,000 | 74,149,000 | 72,983,000 | 71,218,000 |
| Allowance for loan losses | 815,000 | 840,000 | 839,000 | 814,000 |
| Securities available for sale | 9,887,000 | 8,598,000 | 9,742,000 | 12,634,000 |
| Securities held to maturity | 2,202,000 | 2,202,000 | 2,167,000 | 1,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,737,000 | 87,285,000 | 89,841,000 | 94,513,000 |
| Interest-bearing deposits | 65,944,000 | 66,270,000 | 69,018,000 | 70,992,000 |
| Noninterest-bearing deposits | 18,793,000 | 21,015,000 | 20,823,000 | 23,521,000 |
| Equity capital | 12,035,000 | 12,298,000 | 12,488,000 | 12,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,309,000 | 3,472,000 | 4,568,000 |
| Interest expense | 242,000 | 479,000 | 702,000 | 914,000 |
| Net interest income | 861,000 | 1,830,000 | 2,770,000 | 3,654,000 |
| Noninterest income | 72,000 | 130,000 | 198,000 | 270,000 |
| Noninterest expense | 564,000 | 1,078,000 | 1,680,000 | 2,225,000 |
| Provision for loan losses | 50,000 | 77,000 | 202,000 | 227,000 |
| Pretax income | 319,000 | 805,000 | 1,086,000 | 1,472,000 |
| Income tax | 34,000 | 97,000 | 206,000 | 309,000 |
| Net income | 285,000 | 708,000 | 880,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,972,000 | 12,220,000 | 12,392,000 | 12,493,000 |
| Total capital | 12,787,000 | 13,060,000 | 13,231,000 | 13,307,000 |
| Risk-weighted assets | 68,040,000 | 69,192,000 | 68,398,000 | 68,714,000 |