Call reports 2019
BANK OF DIXON COUNTY — 2019
What BANK OF DIXON COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 93,352,000 | 91,341,000 | 90,646,000 | 94,252,000 |
| Total loans | 68,477,000 | 70,937,000 | 70,115,000 | 69,110,000 |
| Allowance for loan losses | 760,000 | 770,000 | 777,000 | 779,000 |
| Securities available for sale | 11,823,000 | 11,701,000 | 11,300,000 | 9,215,000 |
| Securities held to maturity | 2,585,000 | 2,583,000 | 2,442,000 | 1,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,870,000 | 79,621,000 | 78,551,000 | 82,053,000 |
| Interest-bearing deposits | 62,418,000 | 61,241,000 | 60,188,000 | 63,735,000 |
| Noninterest-bearing deposits | 19,452,000 | 18,380,000 | 18,363,000 | 18,318,000 |
| Equity capital | 11,037,000 | 11,255,000 | 11,524,000 | 11,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,193,000 | 3,298,000 | 4,420,000 |
| Interest expense | 201,000 | 426,000 | 662,000 | 906,000 |
| Net interest income | 889,000 | 1,767,000 | 2,636,000 | 3,514,000 |
| Noninterest income | 71,000 | 136,000 | 217,000 | 297,000 |
| Noninterest expense | 567,000 | 1,058,000 | 1,569,000 | 2,198,000 |
| Provision for loan losses | 0 | 15,000 | 23,000 | 23,000 |
| Pretax income | 393,000 | 830,000 | 1,261,000 | 1,590,000 |
| Income tax | 82,000 | 172,000 | 339,000 | 289,000 |
| Net income | 311,000 | 658,000 | 922,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,057,000 | 11,230,000 | 11,494,000 | 11,687,000 |
| Total capital | 11,817,000 | 12,000,000 | 12,271,000 | 12,466,000 |
| Risk-weighted assets | 64,628,000 | 66,580,000 | 65,813,000 | 64,870,000 |