Call reports 2018
BANK OF DIXON COUNTY — 2018
What BANK OF DIXON COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,811,000 | 93,024,000 | 91,130,000 | 94,180,000 |
| Total loans | 64,216,000 | 65,703,000 | 67,056,000 | 67,613,000 |
| Allowance for loan losses | 623,000 | 609,000 | 649,000 | 692,000 |
| Securities available for sale | 15,536,000 | 13,118,000 | 12,625,000 | 11,640,000 |
| Securities held to maturity | 4,400,000 | 4,130,000 | 3,780,000 | 2,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,358,000 | 82,374,000 | 80,250,000 | 83,153,000 |
| Interest-bearing deposits | 62,891,000 | 63,880,000 | 62,111,000 | 62,362,000 |
| Noninterest-bearing deposits | 19,467,000 | 18,494,000 | 18,139,000 | 20,791,000 |
| Equity capital | 10,071,000 | 10,228,000 | 10,441,000 | 10,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,949,000 | 2,968,000 | 4,040,000 |
| Interest expense | 125,000 | 269,000 | 435,000 | 610,000 |
| Net interest income | 828,000 | 1,680,000 | 2,533,000 | 3,430,000 |
| Noninterest income | 59,000 | 167,000 | 264,000 | 327,000 |
| Noninterest expense | 502,000 | 1,001,000 | 1,495,000 | 2,088,000 |
| Provision for loan losses | 75,000 | 75,000 | 152,000 | 202,000 |
| Pretax income | 308,000 | 769,000 | 1,148,000 | 1,465,000 |
| Income tax | 94,000 | 219,000 | 324,000 | 287,000 |
| Net income | 214,000 | 550,000 | 824,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,142,000 | 10,303,000 | 10,577,000 | 10,746,000 |
| Total capital | 10,765,000 | 10,912,000 | 11,226,000 | 11,438,000 |
| Risk-weighted assets | 61,518,000 | 62,413,000 | 63,650,000 | 63,684,000 |