Call reports 2017
BANK OF DIXON COUNTY — 2017
What BANK OF DIXON COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,089,000 | 91,946,000 | 93,383,000 | 95,885,000 |
| Total loans | 54,430,000 | 57,843,000 | 59,459,000 | 60,825,000 |
| Allowance for loan losses | 448,000 | 479,000 | 577,000 | 610,000 |
| Securities available for sale | 14,272,000 | 15,086,000 | 16,810,000 | 16,161,000 |
| Securities held to maturity | 7,264,000 | 7,335,000 | 6,053,000 | 4,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,048,000 | 81,777,000 | 83,040,000 | 85,609,000 |
| Interest-bearing deposits | 62,609,000 | 64,741,000 | 65,965,000 | 68,398,000 |
| Noninterest-bearing deposits | 18,439,000 | 17,036,000 | 17,075,000 | 17,211,000 |
| Equity capital | 9,629,000 | 9,754,000 | 9,924,000 | 9,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,694,000 | 2,590,000 | 3,527,000 |
| Interest expense | 106,000 | 214,000 | 325,000 | 443,000 |
| Net interest income | 708,000 | 1,480,000 | 2,265,000 | 3,084,000 |
| Noninterest income | 64,000 | 134,000 | 210,000 | 293,000 |
| Noninterest expense | 505,000 | 982,000 | 1,456,000 | 1,967,000 |
| Provision for loan losses | 0 | 40,000 | 140,000 | 232,000 |
| Pretax income | 267,000 | 592,000 | 879,000 | 1,178,000 |
| Income tax | 79,000 | 176,000 | 255,000 | 354,000 |
| Net income | 188,000 | 416,000 | 624,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,652,000 | 9,704,000 | 9,913,000 | 9,928,000 |
| Total capital | 10,100,000 | 10,183,000 | 10,490,000 | 10,539,000 |
| Risk-weighted assets | 53,811,000 | 57,068,000 | 57,686,000 | 58,194,000 |