Call reports 2016
BANK OF DIXON COUNTY — 2016
What BANK OF DIXON COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,970,000 | 94,658,000 | 92,844,000 | 90,199,000 |
| Total loans | 52,291,000 | 54,358,000 | 52,669,000 | 53,121,000 |
| Allowance for loan losses | 448,000 | 459,000 | 458,000 | 447,000 |
| Securities available for sale | 13,403,000 | 12,984,000 | 14,035,000 | 14,090,000 |
| Securities held to maturity | 9,079,000 | 8,330,000 | 6,653,000 | 7,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,253,000 | 84,857,000 | 82,810,000 | 80,191,000 |
| Interest-bearing deposits | 62,956,000 | 68,257,000 | 66,696,000 | 63,375,000 |
| Noninterest-bearing deposits | 15,297,000 | 16,600,000 | 16,114,000 | 16,816,000 |
| Equity capital | 9,169,000 | 9,252,000 | 9,466,000 | 9,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,605,000 | 2,407,000 | 3,202,000 |
| Interest expense | 109,000 | 220,000 | 333,000 | 442,000 |
| Net interest income | 676,000 | 1,385,000 | 2,074,000 | 2,760,000 |
| Noninterest income | 67,000 | 139,000 | 230,000 | 315,000 |
| Noninterest expense | 469,000 | 907,000 | 1,379,000 | 1,828,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 60,000 |
| Pretax income | 274,000 | 592,000 | 900,000 | 1,187,000 |
| Income tax | 74,000 | 161,000 | 244,000 | 349,000 |
| Net income | 200,000 | 431,000 | 656,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,132,000 | 9,212,000 | 9,437,000 | 9,464,000 |
| Total capital | 9,580,000 | 9,671,000 | 9,895,000 | 9,911,000 |
| Risk-weighted assets | 53,277,000 | 53,888,000 | 51,997,000 | 52,450,000 |