Call reports 2015
BANK OF DIXON COUNTY — 2015
What BANK OF DIXON COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,998,000 | 85,436,000 | 83,134,000 | 85,690,000 |
| Total loans | 49,932,000 | 52,486,000 | 51,663,000 | 51,744,000 |
| Allowance for loan losses | 436,000 | 437,000 | 437,000 | 456,000 |
| Securities available for sale | 11,385,000 | 12,569,000 | 13,301,000 | 12,263,000 |
| Securities held to maturity | 11,247,000 | 10,148,000 | 10,023,000 | 9,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,684,000 | 75,913,000 | 73,511,000 | 76,140,000 |
| Interest-bearing deposits | 59,437,000 | 61,567,000 | 60,226,000 | 62,217,000 |
| Noninterest-bearing deposits | 15,247,000 | 14,346,000 | 13,285,000 | 13,923,000 |
| Equity capital | 8,666,000 | 8,698,000 | 8,960,000 | 8,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,531,000 | 2,320,000 | 3,078,000 |
| Interest expense | 113,000 | 226,000 | 337,000 | 447,000 |
| Net interest income | 643,000 | 1,305,000 | 1,983,000 | 2,631,000 |
| Noninterest income | 67,000 | 135,000 | 225,000 | 305,000 |
| Noninterest expense | 472,000 | 906,000 | 1,376,000 | 1,864,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 216,000 | 512,000 | 810,000 | 1,050,000 |
| Income tax | 43,000 | 132,000 | 216,000 | 283,000 |
| Net income | 173,000 | 380,000 | 594,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,642,000 | 8,724,000 | 8,938,000 | 8,932,000 |
| Total capital | 9,078,000 | 9,161,000 | 9,375,000 | 9,388,000 |
| Risk-weighted assets | 50,588,000 | 53,102,000 | 52,163,000 | 51,811,000 |